AI answering service for insurance agencies

The AI Answering Service Built for Insurance Agencies

DigiX OnCall captures quote requests, qualifies callers, and routes the right opportunities to your team before slower agencies ever get a shot. It gives you 24/7 intake coverage without adding more staff to the phones.

Insurance leads go cold within 5 minutes of inquiry

Responding within 5 minutes = 21x higher conversion

Average auto policy commission: $150 first year

Average home policy commission: $400 first year

Agency missing 5 calls/week at 30% conversion = $23,400/year in lost commissions

Operational risk

Quote requests coming in after hours go unanswered while competing agencies call first.

Operational risk

Staff spend valuable selling time on repetitive intake instead of writing policies.

Operational risk

A speed-to-lead gap means the best-fit prospects bind somewhere else.

Operational risk

Qualification quality changes depending on who happened to answer the phone.

Agency reality

Built for the calls insurance teams lose when the desk is already full.

OnCall handles the first response layer so your team spends more time quoting and binding, not untangling missed calls and vague voicemails.

See full DigiX OnCall details

Use case

Quote request at 8PM on a weekday

Use case

Overflow during busy renewal season

Use case

Caller asking about coverage types before committing

Use case

Multi-line household inquiry needing qualification

See how it works

A stable intake workflow for quote requests that cannot wait until tomorrow.

DigiX OnCall gives your agency a consistent first-response process. Every caller gets answers, basic qualification, and a clean handoff path instead of a race to see who calls back first.

Call path

Home insurance intake

1

Quote request call

A prospect calls from your website, Google profile, or existing marketing campaign.

2

DigiX OnCall answers

The call is picked up instantly with a steady intake script that sounds like your agency.

3

Coverage details captured

The system collects line of business, current provider, timeline, and the key details your team needs.

4

Routed or booked

Qualified callers are transferred to the right licensed agent or booked into a callback window.

5

Summary delivered

Your team receives a structured intake summary instead of chasing context across voicemails.

Sample exchange

Home policy quote request

Clean intake
I'm shopping for home insurance. We're closing next month and I need a quote this week.
I can help with that. Is this for a primary residence, and who is your current provider today?
Primary residence. We're currently with State Farm and want to compare rates before closing.
Great. I've captured your timeline and current provider. I can route this to the right agent now or book a callback window if you prefer.

Line

Home

Current carrier

State Farm

Next action

Agent callback booked

Simple ROI framing

Missed intake calls become expensive faster than most agencies realize.

If you miss X calls per week at $300 average commission, you are leaving real revenue behind before your producers even get a chance to quote.

Static estimate

3 calls/week

$14,040/year

Small leak, still meaningful margin

5 calls/week

$23,400/year

Common miss rate for lean agencies

10 calls/week

$46,800/year

Busy seasons compound fast

Frequently Asked Questions

Questions insurance agencies ask before putting DigiX OnCall in front of quote requests.

DigiX OnCall is configured around your agency's intake process, escalation rules, and approved messaging. It is designed to support compliant intake and route anything that requires a licensed human into the right handoff path.

Can't find what you're looking for? Book a strategy call

Next move

Stop letting quote requests die in the queue.

Book a strategy call and see how DigiX OnCall would answer your inbound calls, capture qualified opportunities, and route them cleanly to your team.